Quoting TheBirthdayParty,
Curious. For those of you who have played at least a few games of Civ IV...is it my lack of skill(despite years of playing tons of Civ5 and similar games) or do you need to cover your territory in trade posts to have any sort of economy that isn't crushingly negative?
I dont cover myself in TP's and i am always swimming in gold but a friend of mine (we play MP) has the same problem as you. We are not sure yet what breaks the economy.
Some things i watch out for:
- Get Gold Mines, Diamonds, Pearls (obvious)
- Always create trade routes to your cities
- Never have more building upkeep then your citiy produces in gold. I always stay at least at +5 Gold / city.
- scrap units you dont use or cant upgrade in the near future
- dont spam roads, only build trade routes
- never build railroads unless you need them for a war efford
- get economy policies. like in RL its powerful.
- prefer economy research
- build economy buildings before everything else. If you have some plus, buy them outright. Money on the bank is wasted money but ...
- always keep some coins for fast unit building in times of war.
- work toward golden ages. use great persons to get them early. this gives major funds.
- the bigger a city the more the trade routs bring in. If you are low on cash, stop settling.
- even if i dont do it: It is better to build TP's and buy friendship with maritime citystates, then to build farms. They provide +3 food to your Cap and +2 food to each other city. The more cities you have, the better the deal gets.
Following this basic rules i sit at 5k Gold +108 Gold / turn. I have 6 cities total, no puppets.