CTD loading saved game (Beta 4A)

I just started a new game with Beta 4A. I saved the game at the beginning, then hit turn before I set up my taxes and spending sliders. I tried to reload the game, and Galciv crashed. Restarting Galciv and reloading the game results in CTD. Smart Exception report follows:

Stardock SmartException Logging Information 12/27/02 09:45:59
-------------------------------------------------------
Versions:
Microsoft Windows XP Professional Service Pack 1 (Build 2600)
Internet Explorer 6.0.2800.1106

Video Card : ASUS AGP-V6800 DDR SGRAM v14.62a
Crash Information:
Application Exception code: C0000005 ACCESS_VIOLATION
Crash Addr: 0046B123 01:0006A123 D:\Program Files\Drengin.net\galciv\galciv.exe

Processor Registers (x86):
EAX:0B690040
EBX:7FFDF000
ECX:0879D1A0
EDX:0879D2E0
ESI:80000002
EDI:70A71A29
CS:EIP:001B:0046B123
SS:ESP:0023:00C2FA1C EBP:00C2FC90
DS:0023 ES:0023 FS:003B GS:0000
Flags:00010206

Call Stack:
Address Frame
0x0046B123 0x00C2FC90 0001:6A123 D:\Program Files\Drengin.net\galciv\galciv.exe
0x0046A810 0x00C2FE04 0001:69810 D:\Program Files\Drengin.net\galciv\galciv.exe
0x004F6B90 0x00C2FE60 0001:F5B90 D:\Program Files\Drengin.net\galciv\galciv.exe
0x004DF29E 0x00C2FEBC 0001:DE29E D:\Program Files\Drengin.net\galciv\galciv.exe
0x005435E0 0x00C2FF30 EventSem::IsPosted+2C0
0x00580C36 0x00C2FFC0 0001:17FC36 D:\Program Files\Drengin.net\galciv\galciv.exe
0x77E814C7 0x00C2FFF0 GetCurrentDirectoryW+44

Module List:
Address Module
0x00400000 D:\Program Files\Drengin.net\galciv\galciv.exe (12/27/2002 03:0219, 2379827 bytes)
0x77F50000 D:\WINDOWS\System32\ntdll.dll (08/29/2002 05:0240, 668672 bytes)
0x77E60000 D:\WINDOWS\system32\kernel32.dll (08/29/2002 05:0241, 930304 bytes)
0x76B40000 D:\WINDOWS\System32\WINMM.dll (08/29/2002 05:0241, 171520 bytes)
0x77D40000 D:\WINDOWS\system32\USER32.dll (11/01/2002 15:0226, 528896 bytes)
0x77C70000 D:\WINDOWS\system32\GDI32.dll (08/29/2002 05:0240, 250368 bytes)
0x77DD0000 D:\WINDOWS\system32\ADVAPI32.dll (08/29/2002 05:0240, 558080 bytes)
0x78000000 D:\WINDOWS\system32\RPCRT4.dll (08/29/2002 05:0241, 530432 bytes)
0x30000000 D:\Program Files\Drengin.net\galciv\binkw32.dll (10/12/2001 08:0219, 290816 bytes)
0x773D0000 D:\WINDOWS\system32\SHELL32.dll (11/27/2002 11:0250, 8239616 bytes)
0x77C10000 D:\WINDOWS\system32\msvcrt.dll (08/29/2002 05:0241, 323072 bytes)
0x70A70000 D:\WINDOWS\system32\SHLWAPI.dll (08/29/2002 05:0241, 401920 bytes)
0x73760000 D:\WINDOWS\System32\DDRAW.dll (08/29/2002 05:0240, 253440 bytes)
0x73BC0000 D:\WINDOWS\System32\DCIMAN32.dll (08/23/2001 12:020, 7680 bytes)
0x73F10000 D:\WINDOWS\System32\DSOUND.dll (08/23/2001 12:020, 338944 bytes)
0x771B0000 D:\WINDOWS\system32\ole32.dll (08/29/2002 05:0241, 1169920 bytes)
0x77C00000 D:\WINDOWS\system32\VERSION.dll (08/23/2001 12:020, 16384 bytes)
0x10000000 D:\Program Files\Drengin.net\galciv\SDNetLib.dll (07/15/2002 15:023, 81920 bytes)
0x71AB0000 D:\WINDOWS\System32\WS2_32.dll (08/23/2001 12:020, 75264 bytes)
0x71AA0000 D:\WINDOWS\System32\WS2HELP.dll (08/23/2001 12:020, 18944 bytes)
0x77120000 D:\WINDOWS\system32\OLEAUT32.dll (08/29/2002 05:0241, 569344 bytes)
0x71950000 D:\WINDOWS\WinSxS\x86_Microsoft.Windows.Common-Controls_6595b64144ccf1df_6.0.10.0_x-ww_f7fb5805\comctl32.dll (08/29/2002 03:0241, 921600 bytes)
0x77340000 D:\WINDOWS\system32\comctl32.dll (08/29/2002 05:0240, 557056 bytes)
0x5AD70000 D:\WINDOWS\System32\uxtheme.dll (08/29/2002 05:0241, 203264 bytes)
0x00FC0000 D:\Program Files\Common Files\Stardock\SmartException\SMARTEX.DLL (03/26/2002 14:0258, 28672 bytes)
0x76FD0000 D:\WINDOWS\System32\CLBCATQ.DLL (08/23/2001 07:020, 468480 bytes)
0x77050000 D:\WINDOWS\System32\COMRes.dll (08/23/2001 12:020, 792064 bytes)
0x00FF0000 D:\WINDOWS\system32\DartWeb.dll (10/10/2000 09:0232, 106496 bytes)
0x76200000 D:\WINDOWS\system32\WININET.dll (08/29/2002 05:0241, 599040 bytes)
0x762C0000 D:\WINDOWS\system32\CRYPT32.dll (09/23/2002 15:0210, 544256 bytes)
0x762A0000 D:\WINDOWS\system32\MSASN1.dll (08/23/2001 12:020, 51200 bytes)
0x01050000 D:\WINDOWS\system32\DartSock.dll (10/10/2000 09:0231, 180224 bytes)
0x71AD0000 D:\WINDOWS\system32\WSOCK32.dll (08/23/2001 12:020, 21504 bytes)
0x010A0000 D:\WINDOWS\System32\ctagent.dll (03/13/2002 15:0225, 57344 bytes)
0x012D0000 D:\PROGRA~1\TEXTBR~1.0\Bin\TBMHOOK.dll (12/10/1998 13:0240, 119808 bytes)
0x73000000 D:\WINDOWS\System32\WINSPOOL.DRV (08/29/2002 05:0241, 132096 bytes)
0x72D20000 D:\WINDOWS\System32\wdmaud.drv (08/23/2001 12:020, 22016 bytes)
0x72D10000 D:\WINDOWS\System32\msacm32.drv (08/23/2001 12:020, 20480 bytes)
0x77BE0000 D:\WINDOWS\System32\MSACM32.dll (08/23/2001 12:020, 67072 bytes)
0x77BD0000 D:\WINDOWS\System32\midimap.dll (08/23/2001 12:020, 17920 bytes)
0x73EE0000 D:\WINDOWS\System32\KsUser.dll (08/17/2001 22:0236, 4096 bytes)
0x73F70000 D:\WINDOWS\System32\quartz.dll (08/29/2002 05:0241, 1142784 bytes)
0x73EF0000 D:\WINDOWS\System32\devenum.dll (08/23/2001 12:020, 51712 bytes)
0x76670000 D:\WINDOWS\System32\setupapi.dll (08/29/2002 05:0241, 932864 bytes)
0x736B0000 D:\WINDOWS\System32\msdmo.dll (08/23/2001 12:020, 11264 bytes)
0x1D1C0000 D:\WINDOWS\System32\lmpgad.ax (03/26/2002 11:0222, 46592 bytes)
0x05B80000 D:\WINDOWS\System32\lmpgspl.ax (03/26/2002 11:0222, 106496 bytes)
0x72CD0000 D:\WINDOWS\System32\l3codecx.ax (08/23/2001 12:020, 83456 bytes)
0x76C90000 D:\WINDOWS\system32\IMAGEHLP.DLL (08/29/2002 05:0240, 126976 bytes)
0x6D510000 D:\WINDOWS\system32\DBGHELP.dll (08/29/2002 05:0240, 489984 bytes)

Process List:
[System Process]
System
SMSS.EXE
CSRSS.EXE
WINLOGON.EXE
SERVICES.EXE
LSASS.EXE
SVCHOST.EXE
SVCHOST.EXE
SVCHOST.EXE
SVCHOST.EXE
SPOOLSV.EXE
EXPLORER.EXE
Avsynmgr.exe
CDAC11BA.EXE
NVSVC32.EXE
SVCHOST.EXE
VSMON.EXE
USRMLNKA.EXE
WINAMPA.EXE
INSTAN~1.EXE
USRSHUTA.EXE
USRMLNKA.EXE
QTTASK.EXE
SMLoader.exe
ANVSHELL.EXE
HPCDTRAY.EXE
CTHELPER.EXE
EVNTSVC.EXE
MSMSGS.EXE
RULaunch.exe
ESPMAIN.EXE
OSA.EXE
MSOFFICE.EXE
FINDFAST.EXE
SCHTRAYD.EXE
SCHENGD.EXE
ZAPRO.EXE
QWDLLS.EXE
VSStat.exe
VSHWIN32.EXE
Mcshield.exe
Avconsol.exe
smartex.exe
GALCIV.EXE


Debug information for each Stardock app follows ....