ED brought up an interesting point. When you take over a planet (or one defects to you), make sure you check the things they are building AND, more importantly, click on the details tab to see what's already been built on that planet. Scan the list of things already built on the planet, the number in parenthesis is the cost in BC per month to maintain this improvement. You can select the items you want to remove (such as the high cost things that you don't "need"). This will help you more effectively manage the expenditures/economy of your empire.