Bank of America hires repo men to break into home, remove valuables and ashes of dead husband

Foreclosure standard procedure?

from JoeUser Forums

 

TRUCKEE, Calif. — When Mimi Ash arrived at her mountain chalet here for a weekend ski trip, she discovered that someone had broken into the home and changed the locks.

When she finally got into the house, it was empty. All of her possessions were gone: furniture, her son’s ski medals, winter clothes and family photos. Also missing was a wooden box, its top inscribed with the words “Together Forever,” that contained the ashes of her late husband, Robert.

The culprit, Ms. Ash soon learned, was not a burglar but her bank. According to a federal lawsuit filed in October by Ms. Ash, Bank of America had wrongfully foreclosed on her house and thrown out her belongings, without alerting Ms. Ash beforehand.

 

Full story here: http://www.nytimes.com/2010/12/22/business/22lockout.html?src=ISMR_HP_LO_MST_FB

I'm not up to date on american law, but doesn't breaking into a home constitute burglary? Or do they get some kind of court order beforehand, which makes that legal?

And even if so: What do they want with family photos and the ashes of a dead?  Blackmail them or ditch the ashes in a river and sell the urn on ebay?

How is a foreclosure process supposed to work normally?

1,729 views 2 replies
Reply #1 from JoeUser Forums Top

When Mimi Ash arrived at her mountain chalet here for a weekend ski trip, she discovered that someone had broken into the home and changed the locks.
End of quote

How is a foreclosure process supposed to work normally?
End of quote

It doesn't matter because many Liberals and Progressives will assume it as a rich, most likely conservative Republican getting their just reward. No sympathy, hooray for the worker. Facts matter little here.

But to answer you question, it varies from state to state, but usually a letter is sent and a thirty day eviction notice is plaster to the front door. If this wasn't a primary home, which appears to be the case, the owner probably never got the letter sent to the foreclosed property. Anything inside would go on sale to pay for tax recovery, even an old pot of ashes or photos. It was all considered abandoned, if the owner never contacted the local government

Reply #2 from JoeUser Forums Top

so, it basically is standard procedure and either the repo men didn't wait the thirty days, the owner didn't react to the letter, or - most likely - the high-speed foreclosure signers didn't bother checking for details ...

 

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