CTD after loading saved game (SmartException)

The game crashed to desktop after clicking the "turn" button. This was the first turn after I had just loaded a save game.

Stardock SmartException Logging Information
-------------------------------------------

OS Version : Windows XP
Video Card : NVIDIA GeForce4 Ti 4200
Application Exception code: C0000005 ACCESS_VIOLATION
Crash Addr: 004E737B 01:000E637B C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe

Processor Registers (x86):
EAX:12E08D40
EBX:7FFDF000
ECX:00000000
EDX:00C2FC64
ESI:80000002
EDI:70A71A29
CS:EIP:001B:004E737B
SS:ESP:0023:00C2FAB0 EBP:00C2FC80
DS:0023 ES:0023 FS:003B GS:0000
Flags:00010206


Current Application Call Stack:

Addr Frame Logical addr Module Name
---------------------------------------------
004E737B 00C2FC80 0001:000E637B C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
004E713B 00C2FDF0 0001:000E613B C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
004BAD53 00C2FE5C 0001:000B9D53 C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
004DBD55 00C2FEBC 0001:000DAD55 C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
0053F240 00C2FF30 0001:0013E240 C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
0057C7C6 00C2FFC0 0001:0017B7C6 C:\PROGRA~1\DRENGIN.NET\galciv\galciv.exe
77E814C7 00C2FFF0 0001:000204C7 C:\WINDOWS\system32\kernel32.dll


Debug information for each stardock app follows ....