So you agreed to the terms. Now YOU (the imaginary person we all talk about) live by them. Doesn't the law require the lenders to provide a clear payment schedule to the borrower over the life of the loan? At least an estimate of the future payments when the promotional period ends? I think it does. Did they Actually provide that to those fool borrowers? I really dont know if they did or not. If they didnt, then that was unethical(eve
ThinkAloud
Bailing these people out with tax money I never said bailing them out is the way to go. I said "even if there was no bailout ..... we all suffer ..." i.e. bailout will make our suffering worse. Home mortgages and home construction are just a small part of the overall economic picture. Not true at all. Home construction is a big part of the economy. If it wasn't the market would not be as nervous as it
I just didn't know that you and I shared such a fascist viewpoint. I dont think you grasped what i meant. Here it is in a nut shell: 1- No bail outs, lenders should suffer the losses 2- Restructure the mortgages such that the stupid homeowners can pay them. Their stupidity to be penalized by adding a fine to the original debt. 3- The lenders must be penalized for their unethical actions and the system to be changed so that this doesn't h
There are serious questions that need to be asked about the U.S presidency and the job it's doing, and the people who do that shouldn't be angry lefties like myself. It should be the right who voted for him ! Well, as you said the prevailing culture among those represented by the town you described does not allow that questioning. So there was, is or will be no questioning of anything done by this Admin by them. Th
We've had stupid people for as long as we've had people. If we allow them to freely practice their stupidity we all pay the price. Even if there was no bailouts, the foreclosures will have a ripple effect on the economy and we all suffer from that. That is why the system that allowed the mortgage comp
I understand March. The question is WHY 2003? Saddam stalling did not pose a hazzard! I think it is almost not practical to keep the forces on a stand-by status for very long. They were in-place and ready to start since Jan or Feb. You cant keep that Armada sitting idle for very long. It is like a Boxer
Only if the ruling elite choose to be responsible. They are perfectly able to choose neglect or abuse as well. Of course, i was talking technically. That is why they all failed at the end because the abuse and neglect. but they were still responsible for their subjects. they didnt carry that responsibil
But if they cannot be slaves, they also cannot be "selfless". Both imply self awareness that none possess. Technically this is very true again. However, i swear that sometimes i think these systems have "their own mind" . T
Leaders make the Led want to do something on their own without coercion. This is very true and it is what we lack nowadays. Leaders who can start revolutionazing people "one voter at a time".
My apologies for the long post. If you prefer I can write a response post and edit this down to a link. not at all. We look at it differently. That doesnt mean your comments are not appreciated. You think the Natural laws are slave to us, i think it is the other way around. We can't go around t
My 'call for revolution' was a hypothetical exercise, a 'Friday Five' which asked what it would take, what sort of conditions would have to evolve in order for my fellow citizens to be so motivated. This is very clear in your article of course. I believe it reflects the feelings of all "frustrated" Am
The devices, laws, and sets in engineering worlds are not selfless, they are in fact Slaves. they do so becuase I force them to do so. Really? I a
our Founding Fathers were acting against the will of the majority, without asking them what they wanted. Of course.And that is what i said in the article. you dont need a majority to change, only 20% will do. I even said 10% and the other 10% will learn on the job. They had that 10-20% with the
i refer to the fact that the democrats in the last ten or so have been calling for a prime minister Really? when did that happen? and who called for that exactly? and how many Americans have that idea about the Dem's? is that the new talking points? But before all that: what does this have
the Founding Fathers did it anyway. Dictatorial Regime? ;~D Not at all. They had the right people around and that is why they were able to reach something called "The Constitution". Didn't they reach an agreement on that? it allows us to do what we agree on. doesn't it? The problem is our
remember rome was an empire by now.we are close to that but not quite there. despite what gene says. and despite what the democrats want. This is a perfect example of what is happening. First, it is as if the Democrats do not like the USA to be an Empire while the Republicans do. That is th
so the question is are we an ancient republic or are we just getting started. We sure are just getting started. We are very young Nation. May be the youngest on the planet. that is why we really have a long way to go. But we should learn from the really "ancient" nations. Learn how they rose to the pinnacle and why did they slide to ruins. we can avoid lots of missteps if we do that. That is if we really want to learn.
Thanks Doc for the nice words. What you see as the perfect way is not what I see Sorry Doc, i dont see my way as perfect AT ALL. I see it as the best possible that is consistent with the principles that i live by. The problem with engineers is we have the solutions for perfect worlds (as the physical world is based on it), but not for the vagaries of human nature. No Doc. Our world is not perfec
every other year at the voting booth that is not going to change anything. We established that already.
welcome to the constitutional convention Is it still going? Where are they convening? please tell me. I am packing now and waiting for the direction.
revolutions aren't about what "the people" want, they are about what that leaders, movers and shakers in the revolution want It may start that way. However, unless it eventually does what the people want it will always, always become a "dictatorial" regime. That has been proven allover the world many ma
from what I've seen, what a chemical engineer does is carry a half a billion cards that keep them "up-to-date" on the latest and greatest government specs. Thanks Ted. As for your answer ..... wrong . That is far from it. That is just part of the continuous self-education process they hav
As you say in the article you think you know what they "should" want, but they also think that they know what you "should" want. Strangely, the two "should's" bear no resemblance to each other and never will. First, thanks for your nice words (that was quick .... My goodness, i just posted the article.
In a recent article LW, one of JU thoughtful Bloggers, got so frustrated with the state of affairs in our nation, the USA, to the point of calling for a Revolution to change things to the better and get us out of this miserable state in which we find ourselves neck-deep. I reached that same point of frustration looooong time ago..... About 40 years ago to b
This is the true problem of this country, not the mororns we vote in, but the morons that vote for them. No question about that.